Super Savers

  Hey there, Super Savers! It’s time to hop in the DeLorean, turn the dial to the 1950s, and cruise back to an era of sock hops, drive-ins, and rock ‘n’ roll. But the ‘50s weren’t just about poodle skirts and jukebox jams—they were also about good ol’ fashioned frugality! While some trends from the era may have faded, the smart money habits of the time are still solid gold today. So, let’s shake, rattle, and roll our way through some retro money-saving tips and see how they hold up in the modern world! 1. Save for the Future Like It’s Christmas Every Day! 1950s Style: Banks offered Christmas Club accounts where families set aside money throughout the year to avoid a holiday spending crunch. No credit card debt, just good planning! Super Saver Version: Christmas Club accounts still exist, but you can also automate savings with a high-yield savings account or budgeting app. Set up automatic transfers and watch your holiday fund grow faster than a 1957 Chevy on the open road! 2. S...

  Super Savers, in honor of Presidents’ Day, let's talk about money—literally! Our paper currency features some of the most influential figures in U.S. history, and they had plenty to say about finances. Today, we’re letting them drop some old-school wisdom while we break down some modern-day Super Saver Tips. George Washington - $1 "To contract new debts is not the way to pay old ones." Washington wasn’t about that debt-cycle life, and neither should you be! If you’re already in a financial hole, digging another one with loans or credit cards won’t get you out. Instead, focus on cutting expenses and living within your means. Want to speed things up? Consider a side hustle or part-time gig to boost your income . 💰 Super Saver Tip: Skip the store credit card “discount” trap. Use cash, coupons, or rewards programs instead to save without adding debt. Thomas Jefferson - $2 "Never spend your money before you have earned it." Jefferson was ahead of his time...

  National Cut the Cord Day is February 9, and if you’re looking for ways to trim your expenses, check out my guide here . But today, let’s talk about what to do with the extra cash and time you’ll gain after ditching cable. Cutting the cord could save you anywhere from $40 to $140 per month and free up about 33 hours a week. That’s a lot of potential! So, how can you make the most of your newfound resources? Let’s explore some impactful ways to reinvest in yourself and your future. Build Your Savings One of the simplest ways to use your extra cash is to stash it in a high-yield savings account. This could be your emergency fund , holiday budget, or vacation piggy bank. Even small, consistent contributions can add up. For instance: Saving $40 per month at a 4% interest rate (compounded monthly) for five years would grow to $2,700.80. Investing that same $40/month in an option that yields 10% could bring in a whopping $8,302.08 after 10 years. Boost Your Budget Elsewhere Inflatio...